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QianNow

QianNow is the Group's consumer financing arm. Using technology and proprietary credit scoring algorithm, we deliver bespoke and unique financing costs to each individual borrower. Our belief is that each individual should pay his or her own financing cost.

Interest rate starts from as low as 0.55% per month or less than 36 cents a day*. 

About QianNow

We aim to empower our customers with confidence, knowledge and opportunities to take charge of their financing needs. As an impetus in undertaking a new venture or addressing a personal situation with peace of mind through properly priced financing. And be a catalyst to bring their future to the present, be it resolving a temporary financial difficulty, taking advantage of opportunities or enriching one’s life.

Using big data and artificial intelligence, each borrower will be assessed on his or her unique set of information and will pay a price that is appropriate to his or her credit risk. Goodbye to subsidsing other borrowers through a one-size fits all model of pricing.

This will lower cost of financing to our customers.

 

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Team Bio

Ronnie Chia
Ronnie Chia
CEO
Ronnie has 27 years' experience specialising in corporate and structured finance at international banks, and finance and taxation matters at a conglomerate and an accounting firm. His experience on “both sides” puts him in a unique position to understand both borrower and investor objectives. A deep understanding of, and broad experience in, financing requirements allows Ronnie to analyse and deliver on the decision making process through a balanced risk-reward approach.

He started and led numerous global businesses at an international bank where he was responsible for business performance and managing loan standards and portfolios. Ronnie enjoys British television dramas, takes long walks and is partial to a plate of tasty fried rice.
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Charis Liau
Charis Liau
Director
Charis has more than 17 years of banking and financial experience in the Asian markets with an international bank. She specialises in structured and asset finance, corporate lending and relationship management. Her understanding of how companies deliver on objectives and her strong knowledge of financial management has been invaluable to her numerous clients. Her banking experience is complemented with work on a range of fund-raising projects for SMEs prior to founding Minterest.

She is well-versed in financial governance, anti-money laundering and compliance matters as she was a member of numerous risk and compliance committees in the bank. Charis is a fan of Korean dramas, enjoys online shopping and savours a tasty bowl of premium chirashi don.
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Yvonne Ooi
Yvonne Ooi
General Manager
Yvonne has over 17 years of financial experience including more than decade in investment banking with an international bank. She started out in Treasury managing interest rates and liquidity risks of the bank’s balance sheet. With this much sought after expertise, Yvonne furthered her career in structured finance originating and implementing complex financing deals as well as doing shipping financing.

Yvonne brings with her sophisticated structuring and execution capabilities with a strong balance of interest rate and liquidity risk management. She loves outdoor sports and travelling.
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QianNow is a licensed moneylender that is regulated by the Registrar of Moneylenders of the Ministry of Law.

Stay tuned. Our unique personal financing model is coming to you soon. For any enquiries please email us at grace@qiannow.com

* Based on a loan of S$2,000 for a tenor of 12 months, subject to credit scoring and assessment but does not include processing fees.