At Minterest, we make high quality institutional-grade real estate investments more accessible to investors. We have partnered exclusively with prominent real estate investment players in Singapore and beyond (including, ARA Asset Management and Straits Real Estate) to provide our members the opportunities to co-invest. These exclusive opportunities are only accessible via the Minterest platform.
Our Real Estate Investment Partners
Real estate investments made simpler
Institutional-grade property investments are now accessible at bite-size amounts
Access High Quality Real Estate Investments
Gain access to exclusive opportunities to co-invest with renowned real estate investment managers, which traditionally are only available to institutional investors
Bite-size Affordable Amounts
Minimum investment amount of S$2,000 is significantly smaller than typical entry ticket price for real estate investments
Earn returns ranging from 4.8 - 9.8% pa depending on tenor and risk profile. Lower portfolio volatility and better risk-adjusted returns as real estate has a low correlation with other major asset classes
Short Term Investment
Manage your liquidity position by investing in investments of tenor as short as 3 - 6 months
You invest, Minterest handles the rest
We source high quality investments vetted by institutional real estate players through our exclusive partnership. These are exclusive investment opportunities only accessible via the Minterest platform..
Assessment and due diligence on these property investments have been conducted by our real estate co-investment partners, the like of ARA Asset Management and Straits Real Estate. We cherry-pick the high quality investments from our partners.
Professionally Managed by Experts
Real estate ownership and managing on your own can be risky. Our industry experts have deep knowledge and experience to professionally manage these investments on your behalf.
Diversify your real estate investment in different countries with ease. Currency risks are hedged to ensure investment returns are not affected by fluctuations in the currency markets.
Sneak peek of our
Premium Property Investments
Exclusive opportunity to co-invest in a luxury high-rise residential development located in the West of Melbourne's CBD.
Co-invest in a mix-use property (residential apartments and retail space) located in Dongdaemun, right next to Seoul's CBD.
How it works in 4 steps
Sign Up As A Member
Fund Your Account
Invest And Earn
Enjoy your Returns
How are investors' funds managed
Vistra Trust (Singapore) Pte Limited has been appointed by Minterest to hold investor funds.
Upon successful sign up, an investor can transfer funds into a dedicated bank account controlled by Vistra. Funds deposited into this account can be used for participation in deals that have gone through our due diligence process.
Minterest has no access to investors' uninvested funds. Our company's funds are not co-mingled with investors' money.
Given the large size of the assets and volume required for investments, they tend to be exclusively for the institutional players (like private equity, funds and banks). The investments can be by way of loans, in equity or a combination of both. As the financing relates to tangible assets, the investment risks would be mitigated by taking security over these assets and other factors (e.g. asset management strategy).
Before making an investment of this type (whether loans or equity), the institutional investors would engage and dedicate specific resources to conduct due diligence, research and risk analysis to determine the feasibility and investment thesis. Once the investment is made, a dedicated group of stakeholders will ensure that the investment is strategically monitored and managed to create sustainable value for the property as well as for the investors.
As these investments carry risks, they typically have been exclusive and accessible only to institutional players with a high entry ticket price (e.g. US$100million). To ensure returns on these investments commensurate with the risks, the underlying assets have to be managed by prominent and reputable real estate investment managers.
In unlocking a new way to invest for our retail investors and accredited investors, Minterest has teamed up with likes of ARA Asset Management and Straits Real Estate to cherry pick investments for our Members to “co-invest” with these players.
To know more about ARA Asset Management, click here and about Straits Real Estate, click here.
Some of the real estate investment may have a much higher minimum investment amount (e.g. $50,000 or above). These would mostly be offered to accredited investors.
Specific information would be set out in the particular Funding Request.
In case of a default in repayment by the ultimate borrower, these securities can be enforced so that the asset value can be materialised into cash and redistributed back to the investors.
- the typical real estate investments that are offered on Minterest Platform is for a tenor 3 to 12 months although some investment opportunities may be longer in tenor;
- the longer-term investments (e.g. 12 to 24 months or longer) would most likely be offered only to accredited investors and institutional investors;
- lower portfolio volatility and better risk-adjusted returns as real estate has a low correlation with other major asset classes; and
- all of these investments are managed by prominent and reputable investment managers.
IMPORTANT NOTE: Before making an investment, you should carefully read the relevant Funding Request and offering documents. You should seek advice from professional advisers if you are in any doubt whether to participate in a Funding Request. In particular, we recommend you to seek professional advice regarding the suitability of the investment product, taking into account your specific investment objectives, financial situation or particular needs, before you make a commitment to participate in an investment. It is your sole responsibility, and for your own account, to assess the sufficiency or credibility and independently verify any information provided in the Funding Request.
a) Net personal assets exceeding S$2 million in value, or its equivalent in a foreign currency (the value of the individual's primary residence, net of any secured loan, can only contribute up to S$1 million of the S$2 million threshold);
b) Net personal assets of more than S$1 million in value, or its equivalent in a foreign currency, of financial assets (such as fixed deposits or investment products) net of any related liabilities; or
c) Income in the preceding 12 months of no less than S$300,000, or its equivalent in a foreign currency.
2) If you are a corporation (e.g. family office), you must hold net assets exceeding S$10 million in value (or its equivalent in a foreign currency) as determined by:
a) the most recent audited balance-sheet of the corporation; or where the corporation is not required to prepare audited account regularly, a balance sheet of the corporation certified by the corporation as giving a true and fair view of state of affairs of the corporation as of the date of the balance sheet, of which the date shall be within the preceding 12 months; or
b) a corporation, the sole business of which is to hold investments and the entire share capital of which is owned by one or more persons, each of whom is an accredited investor.
IMPORTANT NOTE: The qualifying criteria applies to everyone regardless whether you are resident in Singapore or in other countries. You must be confirmed as accredited investor in order to have access to details of certain investments which are open only to accredited investors.
After you have made the self-declaration or “opt-in” as accredited investor, we will require you to provide us with documents to support that you meet either net asset or net income accreditation requirements. We will review the documents and once they are in order, we will confirm that you are an accredited investor and can view the details of specific transactions and to invest.
Please note that: (a) You have to opt-in to be treated as an accredited investor. However, if you later decide to “opt-out” (and even if you are a confirmed accredited investor), we will not be able to show you details of transactions that are exclusive for accredited investors. (b) The confirmation will also be subject to the results of “know-your-customer” checks.