...

Minterest

Minterest is the Group's corporate financing arm that operates a marketplace funding platform, connecting corporate borrowers with investors. Our aim is to empower investors and businesses and deliver on their financial goals through customised solutions and financial technology.  

Team Bio

Charis Liau, CFA
Charis Liau, CFA
Co-Founder and CEO
Charis has more than 17 years of banking and financial experience in the Asian markets with an international bank. She specialises in structured and asset finance, corporate lending and relationship management. Her understanding of how companies deliver on objectives and her strong knowledge of financial management has been invaluable to her numerous clients. Her banking experience is complemented with work on a range of fund-raising projects for SMEs prior to founding Minterest.

She is well-versed in financial governance, anti-money laundering and compliance matters as she was a member of numerous risk and compliance committees in the bank. Charis is a fan of Korean dramas, enjoys online shopping and savours a tasty bowl of premium chirashi don.
read more
Ronnie Chia
Ronnie Chia
Co-Founder and COO
Ronnie has 27 years' experience specialising in corporate and structured finance at international banks, and finance and taxation matters at a conglomerate and an accounting firm. His experience on “both sides” puts him in a unique position to understand both borrower and investor objectives. A deep understanding of, and broad experience in, financing requirements allows Ronnie to analyse and deliver on the decision making process through a balanced risk-reward approach.

He started and led numerous global businesses at an international bank where he was responsible for business performance and managing loan standards and portfolios. Ronnie enjoys British television dramas, takes long walks and is partial to a plate of tasty fried rice.
read more
Chong Rong Yao
Chong Rong Yao
Client Ambassador
Rong Yao has 5 years of professional experience in a Singapore government agency that champions the growth of Singapore enterprises. He has rich experience in both industry and enterprise development which puts him in a strategic position to formulate strategies and create partnerships to enable the growth of Small and Medium Enterprises (SMEs). With a strong focus of grooming SMEs and developing local champions, he specialises in business model transformation and productivity improvement.

  Rong Yao received a scholarship from the Singapore Government and graduated from Nanyang Technological University with a Bachelor of Accountancy with 1st class honours.
read more

Diane Chua
Diane Chua
Client Ambassador
Diane has over 26 years in the banking industry where she worked in international banks. Her vast experience includes credit analysis and senior roles in loan syndications, structured finance, aviation finance and leasing. Her roles required an intimate understanding of clients’ requirements, financial management and what investors look for in a financing transaction.

With her experience, Diane is able to deliver quality structuring and implementation of loans while maintaining a laser-like focus on minimising risk for investors. She loves outdoor sports, indoor shopping and any local food that is fried and oily.
read more
Rick Tan
Rick Tan
Client Ambassador
Rick is an experienced and results oriented marketing and finance professional with more than 19 years of experience in various organisations. He specialises in identifying opportunities and partnerships to value-add to those organisations he had worked with. With his extensive experience, Rick is able to value-add to our clients as they seek financing on the Minterest platform.

Rick holds a Master of Science in Investment Management from Cass Business School, London, and a Bachelor of Business from Monash University, Melbourne. Rick is an active sportsperson who enjoys football, basketball, tennis and swimming.
read more
Arnold Lim
Arnold Lim
Client Ambassador
Arnold has 10 years of experience in financial institutions (4 years in Prudential as an Actuarial Specialist, and 6 years in AmInvestment Bank Capital Markets Group) specialising in structured finance. His experience working with multiple stakeholders has allowed him to design solutions that match borrowers' and investors' needs. Over the years, he has executed numerous asset-backed securitization, unrated bond, perpetual and covered bond projects in Malaysia. Arnold graduated with a Bachelor of Applied Finance with Bachelor of Commerce – Actuarial Studies from Macquarie University, Sydney. Arnold is a foodie and will go far flung places for good food.
read more

Why Minterest?

At Minterest, we believe in bringing financial inclusion to the unbanked and underserved businesses. Businesses have constantly been constrained by various requirements of conventional finance providers. As experienced former bankers, we believe we can turbocharge their businesses to bring their future to the present. We also believe in enabling investors with financial knowledge and access to quality investments, offering them a path to financial empowerment. As a leading marketplace funding platform, Minterest intends to use a broad spectrum of innovative technologies and our team’s financial expertise to overcome existing real world financial shortcomings.

Singapore Fintech Association

We are a founding member of the Marketplace Lending sub-committee of the Singapore Fintech Association.
url

Testimonials

"Signing up is so simple. Its as easy as ABC."
Minterest Member, general manager of a top shopping mall

Minterest Member, general manager of a top shopping mall

"Minterest was instrumental in assisting us to grow our business with financing on their platform"
Silas Rabi, Chameleon Global Events<br><br>

Silas Rabi, Chameleon Global Events

“Minterest goes beyond what is required for the financing with their careful analysis of and advice.”
Khaled Banama, Banama Corporation

Khaled Banama, Banama Corporation

“Minterest's credit scoring has been great in assisting me in making investment decisions.“
Minterest Member, an investor since platform was launched

Minterest Member, an investor since platform was launched

“Minterest is truly effective in understanding our business and tailored a financing solution for us."
Leon Foo, Papa Palheta

Leon Foo, Papa Palheta

...
...
...
...
...
...
...
...
...
...