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Build your real estate investment portfolio

Just launched: We are unlocking premium property investment opportunities for our members. Take part in institutional-grade investment opportunities from as little as SGD2,000! Our last deal launch was completed in just 2 minutes! Read More

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Minterest joins ARA Group

ARA Asset Management, together with Mr. John Lim, has jointly acquired a majority stake in Minterest Group. With the solid backing of the ARA Group, Minterest expects to deliver more diversified and exclusive investment opportunities for investors. Read More

Invest by providing funding to SMEs

Earn up to 18% p.a. on your investments. Minterest finds investments in quality businesses that have gone through our due diligence process. Diversify your investment portfolio by investing in promising Singapore businesses.

Are you a business looking for funding?

Minterest structures the right financing solutions for you, depending on your needs. Simply sign up as a borrower to provide details on your funding requirements.

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Minterest is honoured to be facilitating the S$8 Million SME Help Fund set up by ARA, Straits and JLFO. Singapore SMEs can apply for short term loans under this SME Help Fund to temporarily tide over the COVID-19 pandemic while you seek longer term financing solutions. More Details

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Award-winning Marketplace Funding Platform | Building a Long-term Financial Ecosystem

Enables and

S$127 Million
raised for SMEs
Track Record

87% of our deals
are funded in a day

credit algorithm
Backed by
Regulated by

CMS Licensed

The Minterest Difference


Since 2017, Minterest has been bringing a fresh perspective to marketplace financing. Our aim is to deliver a financial ecosystem that achieves both borrowers and investors financial goals. We offer diversified investment opportunities in various asset classes including premium property investments, SME loans, invoice financing, and structured solutions.


Dedicated and experienced management team
With more than 200 years of expertise in finance, law and technology, we ensure that the needs of both borrowers' and investors' at the heart of the solutions we deliver on our platform.


Customised approach to rigorous due diligence
Minterest is built on a foundation of integrity and good governance. Every funding request is carefully vetted by our team. To indicate credit quality, Minterest uses our own proprietary rating model to assign MintGrade ratings to funding requests.


Bespoke solutions beyond funding
Duty of care to our stakeholders is at the centre of what we do at Minterest. We aim to help our clients turbocharge their businesses. We bring big business fund-raising experience to SMEs and start-ups so that they can enjoy quality advice and bespoke solutions for their fund-raising activities.



How does Minterest work?

A business applies for a loan via the Minterest Platform.
Our team carefully reviews each application Each funding request is assigned a MintGrade rating and a unique interest rate based on its credit quality.
Approved funding requests are made available on the Minterest platform. Our investors can view full details of the loan and start investing.
Once the loan has been fully funded, it will be disbursed to the business immediately.

Find out more:


Completed Funding Requests



Latest News

ARA, John Lim’s family office make foray into fintech with majority stake in Minterest

Minterest is pleased to announce that ARA Asset Management has, together with Mr. John Lim jointly acquired a majority stake in Minterest Group. ARA is a leading Asia Pacific real assets fund manager with a global reach and gross assets under management of S$88 billion. The investment in Minterest reflects ARA’s forward-looking take on fintech and the role of real estate digitalisation in the future economy. Read More

SME Help Fund upsized to S$8 million

Minterest is honoured to be facilitating this worthy initiative -a SME Help Fund set up by ARA, Straits and JLFO. The S$8 million fund will assist Singapore SMEs with short term loans during this difficult COVID-19 outbreak. Minterest will process loan applications on behalf of the SME Help Fund and disburse funds to approved applicants. Read More

ARA-backed Minterest sells out first real estate investment product in 11 minutes

Minterest has launched its very first real estate short term fixed income facility, backed by a secured mezzanine debt financing product, by way of co-investment with Straits Real Estate (SRE). This first deal was fully subscribed in just 11 minutes after launch! We are immensely grateful for the huge amount of support and trust that our Investors have in Minterest. Read More

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Minterest is regulated by the Monetary Authority of Singapore and holds a Capital Markets Services licence to deal with securities.

Investors’ monies are separately held by Vistra Trust (Singapore) Pte Limited, a MAS regulated trust company.