Empowering
Investors and Businesses

Raise capital efficiently to turbocharge your business

Invest in quality loans to enhance your investment portfolio

For Investors For Borrowers

Completed Loan Requests

Investment complete

Help Move An Industrial Parts Supplier Forward IV (Banama)

MintGrade: D, Completed on 13 Dec 2017, SGP
Short term financing for an industrial parts supplier that distributes off the road ("OTR") tyres for mining, construction and agriculture equipment. The...
  • CategoryRegular Payments
  • Amount Requested$130K of $130K
  • Interest rate (p.a.)16 %
  • Tenor5 Months
  • Repayment Monthly Repayment
  • Days left9
  • Minimum investment$2,000.00
Investment complete

Opportunity to invest in fast growing co-working space operator (WQ Space II)

MintGrade: NA, Completed on 9 Dec 2017, SGP
Convertible Loan investment into a Singapore investment vehicle to ultimately invest in a Malaysian co-working space operator ("MCo"). MCo commenced...
  • CategoryConvertible
  • Amount Requested$1.2M of $1.2M
  • Interest rate (p.a.)0 %
  • Tenor48 Months
  • Repayment Deferred Repayment
  • Days leftEnded
  • Minimum investment$50,000.00
Investment complete

Help fund the refurbishment of a local Korean restaurant (2D1N Soju Bang)

MintGrade: C, Completed on 1 Dec 2017, SGP
The borrower operates a popular Korean barbeque restaurant that along Singapore’s prominent Tanjong Pagar Road, taking up a 2-storey shop house. It offers...
  • CategoryRegular Payments
  • Amount Requested$50K of $50K
  • Interest rate (p.a.)18 %
  • Tenor6 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Opportunity to invest in fast growing co-working space operator (WQ Space 1)

MintGrade: NA, Completed on 27 Nov 2017, SGP
Convertible Loan investment into a Singapore investment vehicle to ultimately invest in a Malaysian co-working space operator ("MCo"). MCo commenced...
  • CategoryConvertible
  • Amount Requested$500K of $500K
  • Interest rate (p.a.)0 %
  • Tenor48 Months
  • Repayment Deferred Repayment
  • Days leftEnded
  • Minimum investment$50,000.00
Investment complete

Help a local construction firm to finance purchase of supplies (Hi-Tech)

MintGrade: D, Completed on 7 Nov 2017, SGP
The borrower specialises in tunnel excavation work, in particular, acting as a sub-contractor for main contractors who are involved in the construction of...
  • CategorySingle Payment
  • Amount Requested$50K of $50K
  • Interest rate (p.a.)18 %
  • Tenor3 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Help a Singapore company expand its regional F&B business (Palm Tree)

MintGrade: C, Completed on 30 Oct 2017, SGP
The borrower is the largest franchisee of world-renowned food and beverage chains in Singapore and Philippines, with 13 and 35 franchise licenses...
  • CategoryRegular Payments
  • Amount Requested$200K of $200K
  • Interest rate (p.a.)18 %
  • Tenor12 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help move a local ship chandler forward (Ship Care)

MintGrade: C, Completed on 23 Oct 2017, SGP
Financing for a profitable ship chandler that specializes in supplying food and/or equipment to a range of vessels in the marine industry to bulk purchase...
  • CategoryRegular Payments
  • Amount Requested$100K of $100K
  • Interest rate (p.a.)18 %
  • Tenor12 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help move an Industrial Parts Supplier forward III (Banama)

Mintgrade: D, Completed on 20 Oct 2017, SGP
Short term financing for an industrial parts supplier that distributes off the road ("OTR") tyres for mining, construction and agriculture equipment. The...
  • CategoryRegular Payments
  • Amount Requested$100K of $100K
  • Interest rate (p.a.)18 %
  • Tenor5 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Structured Loan Investment Opportunity (22 Rambutan Road)

MintGrade: NA, Completed on 20 Oct 2017, SGP
The borrower, a Singapore based investment company, is raising financing to enable it to participate in a project that mobilises a movement for...
  • CategorySingle Payment
  • Amount Requested$2M of $2M
  • Interest rate (p.a.)0 %
  • Tenor3 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$30,000.00
Investment complete

Support a local personal shopper to expand its business (Studioholic)

MintGrade: C, Completed on 10 Oct 2017, SGP
A short term financing for a company in the business of re-selling luxury goods and essentially acts as a personal shopper to its customers.  Customers...
  • CategoryRegular Payments
  • Amount Requested$150K of $150K
  • Interest rate (p.a.)16 %
  • Tenor3 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help a Perfume Enterprise Become More Efficient (SD Perfume II)

Mintgrade: D, Completed on 9 Oct 2017, SGP
Short term (three months) financing for a perfume enterprise to help leverage on trade discounts on inventory purchases that are paid on cash terms.  It...
  • CategoryRegular Payments
  • Amount Requested$100K of $100K
  • Interest rate (p.a.)18 %
  • Tenor3 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Help a local building & construction company (Gimi International)

Completed on 1 Oct 2017, SGP
The borrower is a building & construction company specializing in structural works. The promoter has more than 15 years of experience in this industry....
  • CategorySingle Payment
  • Amount Requested$150K of $150K
  • Interest rate (p.a.)14 %
  • Tenor3 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Financing for a local engineering provider (Meyer Engineering)

Completed on 9 Oct 2017, SGP
This borrower specializes in providing bespoke low-rise elevators for private and commercial properties representing 90% and 10% of turnover respectively....
  • CategoryRegular Payments
  • Amount Requested$100K of $100K
  • Interest rate (p.a.)16 %
  • Tenor12 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help a Local IT Solutions Provider Grow (Kris FinSoftware)

Completed on 30 Aug 2017, SGP
Short term (4 months) financing for an IT software solutions provider / distributor of Digital Banking, Wealth Management, Loan Origination, Fraud, AML and...
  • CategorySingle Payment
  • Amount Requested$70K of $70K
  • Interest rate (p.a.)12 %
  • Tenor4 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Financing for a Manufacturing Company II

Completed on 17 Aug 2017, SGP
Short term financing for an established manufacturing company (the "Company") to help it bridge a funding gap due to increased orders from its customers....
  • CategorySingle Payment
  • Amount Requested$600K of $600K
  • Interest rate (p.a.)11 %
  • Tenor6 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$10,000.00
Investment complete

Financing for a Manufacturing Company

Completed on 20 Jul 2017, SGP
Short term financing for an established manufacturing company (the "Company") to help it bridge a funding gap due to increased orders from its customers....
  • CategorySingle Payment
  • Amount Requested$700K of $700K
  • Interest rate (p.a.)11 %
  • Tenor6 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$20,000.00
Investment complete

Invest in fast growing vegetarian restaurant (Nature Cafe Suntec)

MintGrade: NA, Completed on 13 Oct 2017, SGP
A convertible loan investment in one of Singapore’s finest Oriental and Western vegetarian restaurant. Since inception 15 years ago, the company has built a...
  • CategoryConvertible
  • Amount Requested$230K of $230K
  • Interest rate (p.a.)0 %
  • Tenor36 Months
  • Repayment Deferred Repayment
  • Days leftEnded
  • Minimum investment$56,000.00
Investment complete

Help Us Evolve to Make a Difference III (Chameleon Global Events)

Completed on 7 Jul 2017, SGP
Short term financing for a local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
  • CategorySingle Payment
  • Amount Requested$145K of $145K
  • Interest rate (p.a.)12 %
  • Tenor2 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Support the growth of a modern European fine dining restaurant (Chef's Table)

Completed on 8 Oct 2017, SGP
A working capital loan for a modern European restaurant that operates an open kitchen concept that serves seasonal ingredients through their daily changing...
  • CategoryRegular Payments
  • Amount Requested$150K of $150K
  • Interest rate (p.a.)20 %
  • Tenor12 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Help Move an Industrial Parts Supplier Forward II (Banama)

Completed on 27 Jul 2017, SGP
Short term financing for the borrower to help them expand their business. The company was established in 2005 and is a regional sales, distribution and...
  • CategorySingle Payment
  • Amount Requested$90K of $90K
  • Interest rate (p.a.)18 %
  • Tenor5 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help Move an Industrial Parts Supplier Forward I (Banama)

Completed on 24 May 2017, SGP
Short term financing for the borrower to help them grow sales in their business. The company was established in 2005 and is a regional sales, distribution...
  • CategorySingle Payment
  • Amount Requested$100K of $100K
  • Interest rate (p.a.)24 %
  • Tenor5 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help Us Evolve to Make a Difference II (Chameleon Global Events)

Completed on 30 May 2017, SGP
Short term financing fora local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
  • CategorySingle Payment
  • Amount Requested$125K of $125K
  • Interest rate (p.a.)12 %
  • Tenor2 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help a Local F&B Company Grow (Lime House)

Completed on 11 Aug 2017, SGP
Short term (5 months) financing for a F&B company to make improvements to its existing restaurant infrastructure including internal decor revamp...
  • CategoryRegular Payments
  • Amount Requested$50K of $50K
  • Interest rate (p.a.)18 %
  • Tenor5 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Help Us Evolve and Make a Difference I (Chameleon Global Events)

Completed on 19 May 2017, SGP
Short term financing for a local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
  • CategorySingle Payment
  • Amount Requested$150K of $150K
  • Interest rate (p.a.)12 %
  • Tenor2 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Invest in a Pre-IPO Fintech Payments Company (MC Power)

Completed on 19 Jul 2017, SGP
Three year convertible loan arrangement into an investment vehicle, established in Singapore for the sole purpose of ultimately purchasing shares in a...
  • CategoryConvertible
  • Amount Requested$600K of $600K
  • Interest rate (p.a.)0 %
  • Tenor36 Months
  • Repayment Deferred Repayment
  • Days leftEnded
  • Minimum investment$50,000.00
Investment complete

Help a Local IT Solutions Provider Grow (Kris FinSoftware) II

MintGrade: C, Completed on 2 Nov 2017, SGP
Short term (3 months) financing for an IT software solutions provider / distributor of Digital Banking, Wealth Management, Loan Origination, Fraud, AML and...
  • CategorySingle Payment
  • Amount Requested$50K of $50K
  • Interest rate (p.a.)12 %
  • Tenor3 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Help Us Evolve to Make a Difference IV (Chameleon Global Events)

Completed on 3 Aug 2017, SGP
Working capital financing for a local bespoke events management company.  The company prides itself as an ever-evolving leader in corporate event planning...
  • CategoryRegular Payments
  • Amount Requested$150K of $150K
  • Interest rate (p.a.)24 %
  • Tenor3 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$2,000.00
Investment complete

Be Part of a Luxury Retail Revolution (Sera Max)

Completed on 14 Jun 2017, SGP
Five year convertible loan arrangement into an investment company established in Singapore for the sole purpose of investing into a Hong Kong start-up that...
  • CategoryConvertible
  • Amount Requested$1.1M of $1.1M
  • Interest rate (p.a.)0 %
  • Tenor60 Months
  • Repayment Deferred Repayment
  • Days leftEnded
  • Minimum investment$17,500.00
Investment complete

Help a Perfume Enterprise Become More Efficient (SD Perfume)

Completed on 21 Jul 2017, SGP
Short term (two months) financing for a perfume enterprise to help leverage on trade discounts on inventory purchases that are paid on cash terms.  It will...
  • CategoryRegular Payments
  • Amount Requested$30K of $30K
  • Interest rate (p.a.)18 %
  • Tenor2 Months
  • Repayment Monthly Repayment
  • Days leftEnded
  • Minimum investment$1,000.00
Investment complete

Help Grow and Expand a Bespoke Coffee Boutique (Chye Seng Huat Hardware Coffee)

Completed on 12 May 2017, SGP
Short term financing for a bespoke coffee boutique specializing in roasting and purveying specialty coffee in Singapore and Malaysia. Loan proceeds will be...
  • CategorySingle Payment
  • Amount Requested$62K of $62K
  • Interest rate (p.a.)12 %
  • Tenor3 Months
  • Repayment One Time Repayment
  • Days leftEnded
  • Minimum investment$1,000.00

Minterest brings a fresh perspective to peer-to-business lending.

We offer customised solutions to help borrowers and investors achieve their financial goals.

We recognise that no two businesses are alike, which is why we take the time to rigorously analyse each business and offer bespoke solutions.

How It Works

For Investors

Sign Up As A Member

Sign Up As A Member

Submit documents online for verification checks. You can ONLY view active loan requests via your Member Platform Account once checks are completed.

Fund Your Account

Fund Your Account

Transfer funds via FAST or other online banking methods to Minterest's bank account controlled by Vistra. Notify us online via MyWallet tab in your dashboard. Once funds are sighted, your platform wallet will be updated accordingly.

Invest And Earn

Invest And Earn

View and select active loans for investing and earn attractive rates. When an offer is made, this amount will be earmarked and released to the borrower once the loan is closed.

Enjoy Your Returns

Enjoy Your Returns

Monitor your portfolio and returns online in your dashboard and receive notifications when loans are repaid. Reinvest in new loans to multiply your portfolio.

How It Works

For Borrowers

Sign Up As A Client

Sign Up As A Client

Start funding your business with us. Signing up is hassle free.

Apply Online

Apply Online

Fill up a simple loan application and we will be in touch with you within 2 working days. We analyse your requirements and work with you personally to structure a loan that best meets your needs.

Raise Funds Online

Raise Funds Online

Once loan is approved, it will be posted on our platform and ready to be funded by Investors. Receive your funds once it is fully subscribed and confirmed.

Grow your Business

Grow your Business

Use the loan proceeds to fuel your business growth.

The Minterest Difference

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Dedicated, experienced founding and management team

We are a team of former bankers with more than 120 years of combined experience in corporate and structured finance as well as financial governance. We recognise borrowers' and investors' requirements and that's at the heart of the solutions we deliver on our platform. We provide a balanced risk/reward profile for both parties. We understand your needs.
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Customised approach, rigorous
due diligence

The need for funding is a given. We aim to provide our clients with a holistic experience, turbocharging their businesses so as to accelerate their future to the present. We bring big business fund-raising experience to SMEs and start-ups so that they can enjoy quality advice and bespoke solutions for their fund-raising activities.
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Experienced and trusted partner for your investments

Minterest is built on a foundation of integrity and good governance. Our values drive proper risk management that influences every aspect of our businesses. Duty of care to our stakeholders is at the centre of what we do at Minterest. Using our proprietary rating model, Loan Requests are assigned MintGrade ratings to indicate their credit quality.

Long-term viable financial ecosystem

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Minterest is about building tomorrow's financial ecosystem - one that serves rather than rules. We aim to enable and empower.

We aim to deliver a financial ecosystem that gives both borrowers and investors a vested interest in achieving their long-term financial goals by building relationships that last.

Welcome to Minterest!

Minterest is regulated by the Monetary Authority of Singapore and holds a Capital Markets Services licence to deal with securities.

Investors’ monies are separately controlled by a MAS regulated trust company.