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http://lending-times.com/2017/12/13/singapore-fintech-market-overview/
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Completed Loan Requests
Short Term Financing for an Events Organiser (Chameleon Events V)
Loan, Completed on 22 May 2018, SGP
Short term financing for a local events management company which prides itself as an ever-evolving leader in corporate event planning and management,...
- MintGradeE
- Amount Requested$70K of $70K
- Interest rate (p.a.)18 %
- Tenor2 Months
- Repayment One Time Repayment
- Days left7
- Minimum investment$500.00
Short term financing for a seafood supplier (Fish Net)
Loan, Completed on 18 May 2018, SGP
Short term financing for a frozen seafood supplier that counts businesses and consumers as its customers. Business customers are restuarants and hotels...
- MintGradeC
- Amount Requested$100K of $100K
- Interest rate (p.a.)16 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days left2
- Minimum investment$1,000.00
Short term financing for an industrial parts supplier (Banama V)
Loan, Completed on 4 May 2018, SGP
Short term financing for an industrial parts supplier that distributes off the road ("OTR") tyres for mining, construction and agriculture equipment. The...
- MintGradeD
- Amount Requested$160K of $160K
- Interest rate (p.a.)15 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Short term financing for a local Carribean restaurant II (Limehouse)
Loan, Completed on 25 April 2018, SGP
The borrower operates a Caribbean restaurant, the first of its kind in Singapore. Located at Jiak Chuan road (off Keong Saik road), Lime House (Pte. Ltd.)...
- MintGradeE
- Amount Requested$50K of $50K
- Interest rate (p.a.)18 %
- Tenor8 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$500.00
Short term project financing (Zoom Visual)
Loan, Completed on 23 April 2018, SGP
Short term project financing for a local construction firm that specializes as a LED advertising display board service provider. It is a registered...
- MintGradeB
- Amount Requested$320K of $320K
- Interest rate (p.a.)14 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a local company expand II (Meyer Engineering)
Loan, Completed on 26 Mar 2018, SGP
Short term financing for a borrower that operates a business specialising in the delivery and installation of bespoke elevators to low-rise residential and...
- MintGradeD
- Amount Requested$125K of $125K
- Interest rate (p.a.)16 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Short term financing for an engineering and consultancy solutions provider (NGS Engineering)
Loan, Completed on 19 Mar 2018, SGP
The borrower is in the building and construction sector providing engineering consultancy and solutions to its clients. It is also involved in installation...
- MintGradeB
- Amount Requested$80K of $80K
- Interest rate (p.a.)14 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help a local vegetarian restaurant chain expand (Nature Vegetarian)
Loan, Completed on 28 Feb 2018, SGP
The borrower operates a number of vegetarian restaurants in Singapore under the brand name, Nature Café. This one year loan facility will be used by Nature...
- MintGradeC
- Amount Requested$100K of $100K
- Interest rate (p.a.)14 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help a Local Perfume Company Innovate (SD Perfume III)
Loan, Completed on 19 Feb 2018, SGP
Short term (six months) financing for a perfume enterprise to help the borrower innovate and widen its distrbution channels. The Company was established in...
- MintGradeC
- Amount Requested$80K of $80K
- Interest rate (p.a.)16 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$0.20
Short Term Financing for Working Capital (Lok Yong Construction)
Loan, Completed on 14 Feb 2018, SGP
The borrower is in the building and construction industry specialising in plastering works. It is a licensed builder under the Building & Construction...
- MintGradeC
- Amount Requested$50K of $50K
- Interest rate (p.a.)15 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$500.00
Support a local personal shopper to expand its business II (Studioholic)
Loan, Completed on 12 Jan 2018, SGP
A short term financing for a company in the business of re-selling luxury goods and essentially acts as a personal shopper to its customers. Customers...
- MintGradeC
- Amount Requested$200K of $200K
- Interest rate (p.a.)16 %
- Tenor4 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help move a local robotics company forward (Red Dot Robotics)
Loan, Completed on 20 Jan 2018, SGP
The borrower specializes in developing autonomous software to automate driving and mundane tasks, creating centrally-controlled robots that cooperate...
- MintGradeC
- Amount Requested$220K of $220K
- Interest rate (p.a.)12 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help to finance a local commodity trader (Global Trading Solutions)
Loan, Completed on 29 Jan 2018, SGP
Short term financing for a company in the commodity trading space that specialises in deals with “end-to-end” trading solutions, executing trades against...
- MintGradeD
- Amount Requested$205K of $205K
- Interest rate (p.a.)15 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a local automotive related company grow its business (Torque 5)
Loan, Completed on 9 Jan 2018, SGP
Short term financing for a borrower in the automotive repair and maintenance business which prides itself as one of the leading one stop workshop for repair...
- MintGradeC
- Amount Requested$150K of $150K
- Interest rate (p.a.)17 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a B&C firm purchase supplies for a Government project (Century Construction)
Loan, Completed on 26 Dec 2017, SGP
Short term financing for a company in the Building and Construction firm that specialises as a sub-contractor in structural steelworks, aluminum and glass....
- MintGradeC
- Amount Requested$150K of $150K
- Interest rate (p.a.)16 %
- Tenor3 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help Move An Industrial Parts Supplier Forward IV (Banama)
Loan, Completed on 13 Dec 2017, SGP
Short term financing for an industrial parts supplier that distributes off the road ("OTR") tyres for mining, construction and agriculture equipment. The...
- MintGradeD
- Amount Requested$130K of $130K
- Interest rate (p.a.)16 %
- Tenor5 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Opportunity to invest in fast growing co-working space operator (WQ Space II)
Convertible, Completed on 9 Dec 2017, SGP
Convertible Loan investment into a Singapore investment vehicle to ultimately invest in a Malaysian co-working space operator ("MCo"). MCo commenced...
- MintGradeNA
- Amount Requested$1.2M of $1.2M
- Interest rate (p.a.)0 %
- Tenor48 Months
- Repayment Deferred Repayment
- Days leftEnded
- Minimum investment$50,000.00
Help fund the refurbishment of a local Korean restaurant (2D1N Soju Bang)
Loan, Completed on 1 Dec 2017, SGP
The borrower operates a popular Korean barbeque restaurant that along Singapore’s prominent Tanjong Pagar Road, taking up a 2-storey shop house. It offers...
- MintGradeC
- Amount Requested$50K of $50K
- Interest rate (p.a.)18 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Opportunity to invest in fast growing co-working space operator (WQ Space 1)
Convertible, Completed on 27 Nov 2017, SGP
Convertible Loan investment into a Singapore investment vehicle to ultimately invest in a Malaysian co-working space operator ("MCo"). MCo commenced...
- MintGradeNA
- Amount Requested$500K of $500K
- Interest rate (p.a.)0 %
- Tenor48 Months
- Repayment Deferred Repayment
- Days leftEnded
- Minimum investment$50,000.00
Help a local construction firm to finance purchase of supplies (Hi-Tech)
Loan, Completed on 7 Nov 2017, SGP
The borrower specialises in tunnel excavation work, in particular, acting as a sub-contractor for main contractors who are involved in the construction of...
- MintGradeD
- Amount Requested$50K of $50K
- Interest rate (p.a.)18 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help a Singapore company expand its regional F&B business (Palm Tree)
Loan, Completed on 30 Oct 2017, SGP
The borrower is the largest franchisee of world-renowned food and beverage chains in Singapore and Philippines, with 13 and 35 franchise licenses...
- MintGradeC
- Amount Requested$200K of $200K
- Interest rate (p.a.)18 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help move a local ship chandler forward (Ship Care)
Loan, Completed on 23 Oct 2017, SGP
Financing for a profitable ship chandler that specializes in supplying food and/or equipment to a range of vessels in the marine industry to bulk purchase...
- MintGradeC
- Amount Requested$100K of $100K
- Interest rate (p.a.)18 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help move an Industrial Parts Supplier forward III (Banama)
Loan, Completed on 20 Oct 2017, SGP
Short term financing for an industrial parts supplier that distributes off the road ("OTR") tyres for mining, construction and agriculture equipment. The...
- MintGradeD
- Amount Requested$100K of $100K
- Interest rate (p.a.)18 %
- Tenor5 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Structured Loan Investment Opportunity (22 Rambutan Road)
Loan, Completed on 20 Oct 2017, SGP
The borrower, a Singapore based investment company, is raising financing to enable it to participate in a project that mobilises a movement for...
- MintGradeNA
- Amount Requested$2M of $2M
- Interest rate (p.a.)0 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$30,000.00
Support a local personal shopper to expand its business (Studioholic)
Loan, Completed on 10 Oct 2017, SGP
A short term financing for a company in the business of re-selling luxury goods and essentially acts as a personal shopper to its customers. Customers...
- MintGradeC
- Amount Requested$150K of $150K
- Interest rate (p.a.)16 %
- Tenor3 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a Perfume Enterprise Become More Efficient (SD Perfume II)
Loan, Completed on 9 Oct 2017, SGP
Short term (three months) financing for a perfume enterprise to help leverage on trade discounts on inventory purchases that are paid on cash terms. It...
- MintGradeD
- Amount Requested$100K of $100K
- Interest rate (p.a.)18 %
- Tenor3 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help a local building & construction company (Gimi International)
Loan, Completed on 1 Oct 2017, SGP
The borrower is a building & construction company specializing in structural works. The promoter has more than 15 years of experience in this industry....
- MintGradeN/A
- Amount Requested$150K of $150K
- Interest rate (p.a.)14 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Financing for a local engineering provider (Meyer Engineering)
Completed on 9 Oct 2017, SGP
This borrower specializes in providing bespoke low-rise elevators for private and commercial properties representing 90% and 10% of turnover respectively....
- MintGradeN/A
- Amount Requested$100K of $100K
- Interest rate (p.a.)16 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a Local IT Solutions Provider Grow (Kris FinSoftware)
Loan, Completed on 30 Aug 2017, SGP
Short term (4 months) financing for an IT software solutions provider / distributor of Digital Banking, Wealth Management, Loan Origination, Fraud, AML and...
- MintGradeN/A
- Amount Requested$70K of $70K
- Interest rate (p.a.)12 %
- Tenor4 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Financing for a Manufacturing Company II
Loan, Completed on 17 Aug 2017, SGP
Short term financing for an established manufacturing company (the "Company") to help it bridge a funding gap due to increased orders from its customers....
- MintGradeN/A
- Amount Requested$600K of $600K
- Interest rate (p.a.)11 %
- Tenor6 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$10,000.00
Financing for a Manufacturing Company
Loan, Completed on 20 Jul 2017, SGP
Short term financing for an established manufacturing company (the "Company") to help it bridge a funding gap due to increased orders from its customers....
- MintGradeN/A
- Amount Requested$700K of $700K
- Interest rate (p.a.)11 %
- Tenor6 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$20,000.00
Invest in fast growing vegetarian restaurant (Nature Cafe Suntec)
Convertible, Completed on 13 Oct 2017, SGP
A convertible loan investment in one of Singapore’s finest Oriental and Western vegetarian restaurant. Since inception 15 years ago, the company has built a...
- MintGradeNA
- Amount Requested$230K of $230K
- Interest rate (p.a.)0 %
- Tenor36 Months
- Repayment Deferred Repayment
- Days leftEnded
- Minimum investment$56,000.00
Help Us Evolve to Make a Difference III (Chameleon Global Events)
Loan, Completed on 7 Jul 2017, SGP
Short term financing for a local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
- MintGradeN/A
- Amount Requested$145K of $145K
- Interest rate (p.a.)12 %
- Tenor2 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Support the growth of a modern European fine dining restaurant (Chef's Table)
Completed on 8 Oct 2017, SGP
A working capital loan for a modern European restaurant that operates an open kitchen concept that serves seasonal ingredients through their daily changing...
- MintGradeN/A
- Amount Requested$150K of $150K
- Interest rate (p.a.)20 %
- Tenor12 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help Move an Industrial Parts Supplier Forward II (Banama)
Loan, Completed on 27 Jul 2017, SGP
Short term financing for the borrower to help them expand their business. The company was established in 2005 and is a regional sales, distribution and...
- MintGradeN/A
- Amount Requested$90K of $90K
- Interest rate (p.a.)18 %
- Tenor5 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help Move an Industrial Parts Supplier Forward I (Banama)
Loan, Completed on 24 May 2017, SGP
Short term financing for the borrower to help them grow sales in their business. The company was established in 2005 and is a regional sales, distribution...
- MintGradeN/A
- Amount Requested$100K of $100K
- Interest rate (p.a.)24 %
- Tenor5 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help Us Evolve to Make a Difference II (Chameleon Global Events)
Loan, Completed on 30 May 2017, SGP
Short term financing fora local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
- MintGradeN/A
- Amount Requested$125K of $125K
- Interest rate (p.a.)12 %
- Tenor2 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a Local F&B Company Grow (Lime House)
Completed on 11 Aug 2017, SGP
Short term (5 months) financing for a F&B company to make improvements to its existing restaurant infrastructure including internal decor revamp...
- MintGradeN/A
- Amount Requested$50K of $50K
- Interest rate (p.a.)18 %
- Tenor5 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help Us Evolve and Make a Difference I (Chameleon Global Events)
, Completed on 19 May 2017, SGP
Short term financing for a local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning and...
- MintGradeN/A
- Amount Requested$150K of $150K
- Interest rate (p.a.)12 %
- Tenor2 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help a Local IT Solutions Provider Grow (Kris FinSoftware) II
MintGrade: C, Completed on 2 Nov 2017, SGP
Short term (3 months) financing for an IT software solutions provider / distributor of Digital Banking, Wealth Management, Loan Origination, Fraud, AML and...
- MintGradeN/A
- Amount Requested$50K of $50K
- Interest rate (p.a.)12 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help Grow and Expand a Bespoke Coffee Boutique (Chye Seng Huat Hardware Coffee)
Loan, Completed on 12 May 2017, SGP
Short term financing for a bespoke coffee boutique specializing in roasting and purveying specialty coffee in Singapore and Malaysia. Loan proceeds will be...
- MintGradeN/A
- Amount Requested$62K of $62K
- Interest rate (p.a.)12 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$1,000.00
Help Us Evolve to Make a Difference IV (Chameleon Global Events)
Completed on 3 Aug 2017, SGP
Working capital financing for a local bespoke events management company. The company prides itself as an ever-evolving leader in corporate event planning...
- MintGradeN/A
- Amount Requested$150K of $150K
- Interest rate (p.a.)24 %
- Tenor3 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$2,000.00
Help a Perfume Enterprise Become More Efficient (SD Perfume)
Completed on 21 Jul 2017, SGP
Short term (two months) financing for a perfume enterprise to help leverage on trade discounts on inventory purchases that are paid on cash terms. It will...
- MintGradeN/A
- Amount Requested$30K of $30K
- Interest rate (p.a.)18 %
- Tenor2 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Invest in a Pre-IPO Fintech Payments Company (MC Power)
Completed on 19 Jul 2017, SGP
Three year convertible loan arrangement into an investment vehicle, established in Singapore for the sole purpose of ultimately purchasing shares in a...
- MintGradeN/A
- Amount Requested$600K of $600K
- Interest rate (p.a.)0 %
- Tenor36 Months
- Repayment Deferred Repayment
- Days leftEnded
- Minimum investment$50,000.00
Be Part of a Luxury Retail Revolution (Sera Max)
Completed on 14 Jun 2017, SGP
Five year convertible loan arrangement into an investment company established in Singapore for the sole purpose of investing into a Hong Kong start-up that...
- MintGradeN/A
- Amount Requested$1.1M of $1.1M
- Interest rate (p.a.)0 %
- Tenor60 Months
- Repayment Deferred Repayment
- Days leftEnded
- Minimum investment$17,500.00
Short term working capital financing for a data centre (Racks Central)
Loan, Completed on 19 April 2018, SGP
The borrower operates a data centre that is equipped with security, cloud and network infrastructure services for enterprises in Singapore and beyond to...
- MintGradeD
- Amount Requested$200K of $200K
- Interest rate (p.a.)18 %
- Tenor6 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$1,000.00
Short term financing for mini-mart business (Five Fourteen)
Loan, Completed on 12 April 2018, SGP
The borrower operates a mini-mart business that spreads across 3 locations in Jurong West, Boon Keng and East Coast. It started the mini-mart business in...
- MintGradeC
- Amount Requested$20K of $20K
- Interest rate (p.a.)16 %
- Tenor3 Months
- Repayment Monthly Repayment
- Days leftEnded
- Minimum investment$500.00
Short term financing for a general wholesale trader (Shan Commodities)
Loan, Completed on 20 April 2018, SGP
The borrower is a general wholesale trader of a diverse range of products with a distribution network of over 100 product lines including coconuts, charcoal...
- MintGradeD
- Amount Requested$50K of $50K
- Interest rate (p.a.)16 %
- Tenor2 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$1,000.00
Short term financing for a satellite communication solutions provider (Addvalue)
Loan, Completed on 7 Apr 2018, SGP
The borrower is in satellite communication industry as a manufactuer and a solutions provider. It specialises in the development and supply of...
- MintGradeB
- Amount Requested$250K of $250K
- Interest rate (p.a.)12 %
- Tenor3 Months
- Repayment One Time Repayment
- Days leftEnded
- Minimum investment$2,000.00
Minterest brings a fresh perspective to marketplace lending.
We offer customised solutions to help borrowers and investors achieve their financial goals.
We recognise that no two businesses are alike, which is why we take the time to rigorously analyse each business and offer bespoke solutions.
How It Works
For Investors
Sign Up As A Member
Submit documents online for verification checks. You can ONLY view active loan requests via your Member Platform Account once checks are completed.
Fund Your Account
Transfer funds via FAST or other online banking methods to Minterest's bank account controlled by Vistra. Notify us online via MyWallet tab in your dashboard. Once funds are sighted, your platform wallet will be updated accordingly.
Invest And Earn
View and select active loans for investing and earn attractive rates. When an offer is made, this amount will be earmarked and released to the borrower once the loan is closed.
Enjoy Your Returns
Monitor your portfolio and returns online in your dashboard and receive notifications when loans are repaid. Reinvest in new loans to multiply your portfolio.
How It Works
For Borrowers
Sign Up As A Client
Start funding your business with us. Signing up is hassle free.
Apply Online
Fill up a simple loan application and we will be in touch with you within 2 working days. We analyse your requirements and work with you personally to structure a loan that best meets your needs.
Raise Funds Online
Once loan is approved, it will be posted on our platform and ready to be funded by Investors. Receive your funds once it is fully subscribed and confirmed.
Grow your Business
Use the loan proceeds to fuel your business growth.
The Minterest Difference
Dedicated, experienced founding and management team
We are a team of former bankers with more than 125 years of combined experience in corporate and structured finance as well as financial governance. We recognise borrowers' and investors' requirements and that's at the heart of the solutions we deliver on our platform. We provide a balanced risk/reward profile for both parties. We understand your needs.
Customised approach, rigorous
due diligence
The need for funding is a given. We aim to provide our clients with a holistic experience, turbocharging their businesses so as to accelerate their future to the present. We bring big business fund-raising experience to SMEs and start-ups so that they can enjoy quality advice and bespoke solutions for their fund-raising activities.
Experienced and trusted partner for your investments
Minterest is built on a foundation of integrity and good governance. Our values drive proper risk management that influences every aspect of our businesses. Duty of care to our stakeholders is at the centre of what we do at Minterest. Using our proprietary rating model, Loan Requests are assigned MintGrade ratings to indicate their credit quality.
Long-term viable financial ecosystem
Minterest is about building tomorrow's financial ecosystem - one that serves rather than rules. We aim to enable and empower.
We aim to deliver a financial ecosystem that gives both borrowers and investors a vested interest in achieving their long-term financial goals by building relationships that last.
Welcome to Minterest!
Minterest is regulated by the Monetary Authority of Singapore and holds a Capital Markets Services licence to deal with securities.
Investors’ monies are separately controlled by a MAS regulated trust company.
Investors’ monies are separately controlled by a MAS regulated trust company.