At Minterest, you will find investments in quality businesses that have gone through our due diligence process. We prefer investments backed by identifiable cash flows even if that means a slightly lower interest rate for investors. Prompt repayment of loans is important.
Key benefits for investors
Attractive Interest Rates
Earn up to 18% p.a. on your investments. We use our proprietary Mintgrade scoring to review each deal prior to listing it.
Transparent & Low Fees
Minterest charges a low service fee of 15% on interest, factoring fee and other fees earned by investors.
With typical minimum investment size of as low as $50, you can easily diversify investments across multiple loans to minimise risk.
Investment tenors typically range from 3 to 12 months. Transact and monitor your investments online conveniently.
Additional level of security
Your funds are independently held by Vistra Trust (Singapore) Pte Limited. Vistra is a licensed trust company regulated by the Monetary Authority of Singapore.
Who can invest – our minimum requirements
Individuals above 18 years old
Corporate and institutional entities
Typical minimum investment of $500
Minterest brings a fresh perspective to
We offer customised solutions to help borrowers and investors achieve their financial goals.
We recognise that no two businesses are alike, which is why we take the time to rigorously analyse each business and offer bespoke solutions.
How it works in 4 steps
Sign Up As A Member
Fund Your Account
Invest And Earn
Enjoy your Returns
How are investors' funds managed
Vistra Trust (Singapore) Pte Limited has been appointed by Minterest to hold investor funds.
Upon successful sign up, an investor can transfer funds into a dedicated bank account controlled by Vistra. Funds deposited into this account can be used for participation in deals that have gone through our due diligence process.
Minterest has no access to investors' uninvested funds. Our company's funds are not co-mingled with investors' money.